From the category archives:

Personal Finance

Last week, Mrs. Micah challenged the personal finance blogosphere to come up with a single step they could (and should) take to improve their personal finance system. As always, I’m late with joining just about every trend, but here’s the single step I need to take:
Ever since the birth of our daughter, my wife [...]

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We All Have Room To Cut Expenses

by That One Caveman on June 17, 2008

Let’s face it, we all have discretionary expenses that we can cut in a time of crisis. We may think of these as necessary for survival, but you’d be surprised how little you can get by with and still survive. The reason so many personal finance-minded people encourage everyone to maintain a fully-funded emergency [...]

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Pay Yourself First and Grow Your Savings

by That One Caveman on June 16, 2008

Last week, I wrote about my huge mistake of not saving right out of college. I made a decent income, but by spending it all, I was left with nothing in my savings when I lost my job. I thought I could have it all. In reality, I had nothing at all [...]

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Use Real Numbers In Your Plans

by That One Caveman on June 9, 2008

Personal finance is a game of numbers, not of nebulous ideas. I’ve heard it time and again: “I want to make more money. If I had more money, I’d be ok.” The problem is that’s not a plan; that’s a wish you make when rubbing on a genie’s lamp (and the results will [...]

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The Key to a Successful Financial Plan: Flexibility

by That One Caveman on April 29, 2008

As I mentioned yesterday, we just found out that my wife is pregnant. That means that all the plans I had for this year are toast as we now have bigger priorities.
But it’s ok. I built my plans to be flexible. I didn’t write my budgets or savings plans in stone, we’re [...]

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Big Changes Coming to the Caveman Household

by That One Caveman on April 28, 2008

Saturday morning, awoken this morning by a screech. I had intended to sleep in a bit since I had a long week, but this wasn’t my alarm going off and it wasn’t a car outside. No, this screech came from the master bathroom.
Waking up to that kind of noise is distressing, at the very least. [...]

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