Use Real Numbers In Your Plans

Personal finance is a game of numbers, not of nebulous ideas. I’ve heard it time and again: “I want to make more money. If I had more money, I’d be ok.” The problem is that’s not a plan; that’s a wish you make when rubbing on a genie’s lamp (and the results will [...]

The Key to a Successful Financial Plan: Flexibility

As I mentioned yesterday, we just found out that my wife is pregnant. That means that all the plans I had for this year are toast as we now have bigger priorities.
But it’s ok. I built my plans to be flexible. I didn’t write my budgets or savings plans in stone, we’re [...]

Big Changes Coming to the Caveman Household

Saturday morning, awoken this morning by a screech. I had intended to sleep in a bit since I had a long week, but this wasn’t my alarm going off and it wasn’t a car outside. No, this screech came from the master bathroom.
Waking up to that kind of noise is distressing, at the very least. [...]

Why Do I Post My Net Worth Each Month?

Around the beginning of every month, I have been posting the month-to-month change in my assets, liabilities, and net worth. It’s not a terribly common thing to do and it does open me up to some risk, but I think it’s important in my situation. I debated with myself for quite a while on how [...]