One Caveman’s Financial Journey

Last week, Mrs. Micah challenged the personal finance blogosphere to come up with a single step they could (and should) take to improve their personal finance system.  As always, I’m late with joining just about every trend, but here’s the single step I need to take:
Ever since the birth of our daughter, my wife and [...]

Let’s face it, we all have discretionary expenses that we can cut in a time of crisis. We may think of these as necessary for survival, but you’d be surprised how little you can get by with and still survive. The reason so many personal finance-minded people encourage everyone to maintain a fully-funded emergency [...]

Last week, I wrote about my huge mistake of not saving right out of college. I made a decent income, but by spending it all, I was left with nothing in my savings when I lost my job. I thought I could have it all. In reality, I had nothing at all [...]

Personal finance is a game of numbers, not of nebulous ideas. I’ve heard it time and again: “I want to make more money. If I had more money, I’d be ok.” The problem is that’s not a plan; that’s a wish you make when rubbing on a genie’s lamp (and the results will [...]

As I mentioned yesterday, we just found out that my wife is pregnant. That means that all the plans I had for this year are toast as we now have bigger priorities.
But it’s ok. I built my plans to be flexible. I didn’t write my budgets or savings plans in stone, we’re [...]