One Caveman’s Financial Journey

While retailers count on the holiday shopping season every year to start building their profit for the year, they do everything they can to keep you coming in year-round. Sometimes the deals they propose are actually bargains, but commonly they’re nothing more than a ploy to take your money. Keep you wits about [...]

If you haven’t heard already, the Fed dropped their key interest rate yesterday by 0.5%.  Now it’s hovering at 1%.  Since this number directly affects the amount of money a bank can make with loans to other banks, they are usually swift to lower the interest rate they offer to account holders on their savings [...]

I’m the kind of obsessive guy that gets wrapped up in whatever project I have in front of me and then forget all else. Eventually, I get so tied up in the details that I find myself getting sick of the project and want to put it away.  I can’t tell you how many things [...]

Well, when all the other banks began discussing dropping their interest rates, I knew ING Direct would follow the trend before too long.  Well, they finally did it today.  Effective today, ING Direct’s Orange Savings Account now earns 2.75% APY (down from 3%) and the base rate for the Electric Orange Checking Account is now [...]