One Caveman’s Financial Journey

Saturday morning, awoken this morning by a screech. I had intended to sleep in a bit since I had a long week, but this wasn’t my alarm going off and it wasn’t a car outside. No, this screech came from the master bathroom.
Waking up to that kind of noise is distressing, at the very least. [...]

Update: I have posted a template for setting up your own snowball forecast.
Seeing the snow outside my window got me thinking about Dave Ramsey’s debt snowball concept. After all the reading I’ve done about snowballing one’s debt, I knew I was going to implement the same method in knocking out all of our non-mortgage [...]

Now that I have my spreadsheet method down, it’s time to start putting these numbers to work. Part of a sound personal finance strategy is to know not only where your money is going (the expense tracking) but also where it’s coming from.
Here’s January’s data:
Assets

Liabilities

Overview
Assets
Overall, we had a good month. I expected our [...]

Now that I’ve created my debt graph poster it’s time to start thinking about what to do to those red bars and to my net worth in 2008.
My first goal, which was actually set earlier this year, is to completely pay off the car loan. Its interest rate isn’t all that high, but auto loan [...]