One Caveman’s Financial Journey

After the turmoil of our daughter’s birthday and the Christmas season, January promised relief from the stress of the hustle-and-bustle. The pleasant surprise that January also brought is that we had our first “black” month in nearly a year. Even with the surprise expenses of needing a new microwave and getting socked with [...]

Before my wife and I were married, we inherited a washing machine from my parents. It was sufficient for our needs; it cleaned clothes well enough and it wasn’t too loud. Occasionally it would rock a bit, but it never started its own marching band.
Our faithful mechanical servant has lived through a lot [...]

This is getting crazy! Even with meticulously tracking our spending, we’re still coming up short.
Just a couple days ago, we received our gas and electric bills for December. OUCH! It was a very cold December, with the month averaging 35 degrees Fahrenheit. Even with keeping our thermostat at 68, our combined [...]

I have finally uploaded the first version of the Expense Report spreadsheet. It’s not much, yet, but with your input and suggestions, I will definitely make improvements.
The goal of this spreadsheet is simple: Input every single cent that leaves your person. In order to get accurate data, you must track every single penny [...]