From the category archives:

Expenses

We All Have Room To Cut Expenses

by That One Caveman on June 17, 2008

Let’s face it, we all have discretionary expenses that we can cut in a time of crisis. We may think of these as necessary for survival, but you’d be surprised how little you can get by with and still survive. The reason so many personal finance-minded people encourage everyone to maintain a fully-funded emergency [...]

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How to Profit From a Per Diem

by That One Caveman on April 22, 2008

I recently returned from a business trip that earned me two full days of overtime pay plus a per diem allowance of $54 per day (unfortunately, I only get 3/4 of that amount on travel days). Through smart spending and my already-reduced intake due to my diet, I was able to pocket half of [...]

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A Raise Can Put You in Debt If You’re Not Careful

by That One Caveman on April 8, 2008

Last night, my wife approached me with some bad news: The checking account is running dangerously low, even though I was just paid yesterday. “How in the world could that be?” I nervously asked.
“Your credit card bill took more than half of it, the car payment is due soon, and we have $250 in [...]

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Don’t Gamble Against Your Health When You’re the Sole Breadwinner

by That One Caveman on March 28, 2008

My employer’s fiscal year starts in July, so every June we make our benefits elections. This past June we were starting to realize our looming financial trouble: The life we were living before the baby could no longer be sustained given that we now only had one income.
Insurance costs were becoming one of the [...]

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Fighting the Temptation to Spend

by That One Caveman on February 29, 2008

A post on Frugal Dad this morning about the tax rebate got me thinking about how hard it is to not go out and spend it like a “good little consumer.” Every now and then, I get this nearly uncontrollable urge spend. It’s usually triggered by a large purchase or an unexpected influx [...]

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Took the Front-Loader Plunge

by That One Caveman on February 19, 2008

Last night, I went out and purchased a new washer, as I said I would in my previous post. After a lot of research and price shopping, we decided on the Whirlpool Duet washer and pedestal. After the 10% discount, sales taxes, and delivery charges (which will be refunded to me in a [...]

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