One Caveman’s Financial Journey

Let’s face it, we all have discretionary expenses that we can cut in a time of crisis. We may think of these as necessary for survival, but you’d be surprised how little you can get by with and still survive. The reason so many personal finance-minded people encourage everyone to maintain a fully-funded emergency [...]

When planning your emergency fund, it’s important to store a good percentage of the funds in an easily-accessible, higher-interest savings account. I have our current emergency fund savings split between a credit union savings account and an ING Direct savings account. This allows me to gain a high interest rate on the credit [...]

After our Christmas budgets were tightened by the unfortunate timing of my truck’s radiator failure (to the tune of $400), I figured we would probably have a few good months before something new popped up again.
NOPE!
Last night as my wife was trying to prepare dinner for our daughter, she mentioned to me that she thought [...]

One of the mainstays in a secure financial life is the emergency fund. But what that fund should be and where it should be stored is a major point of contention through the professional and blogging world. Some require that $1000 be saved for a rainy day and others go as far as [...]