From the category archives:

Debt

Buying In Bulk Isn’t Always the Best Option

by That One Caveman on January 15, 2009

This past weekend when I went shopping for diapers for my new daughter, I came upon a wall of packs of diapers of varying quantities and brands and prices. It was an overwhelming sight.
Our diaper brand of choice is Pampers, so I focused on those packs. The three sizes were appropriately priced:

Size
Price
Unit Price

78-pack
$18.99
$0.2435

100-pack
$19.99
$0.1999

152-pack
$29.99
$0.1973

But [...]

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It’s Easy to Let Things Slip

by That One Caveman on December 3, 2008

Three years from now when I look back on finishing our basement, I’m probably going to say it was a financial mistake. What was originally going to be a $9,000 project has easily cost us at least $13,000 if not more. The careful planning and budgeting we set up before starting this project [...]

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The Rush of Paying Off a Debt

by That One Caveman on November 10, 2008

ince I had Friday off as a sick day to finish recovering from my procedure, we took the opportunity to get some errands run around town. In between trips to Lowe’s for yet more supplies for the basement and a stock-up trip to the grocery store, we stopped by our credit union to take [...]

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I Could Be Rich if I Didn’t Have All This Debt

by That One Caveman on October 28, 2008

ut of curiosity, I peeked through our recent transactions in Quicken and compared them to my paychecks for the same period. I came to a startling (but unsurprising) conclusion: If we weren’t carrying all this debt, we could live more than comfortably on my income alone and would be able to save plenty for [...]

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What Michael Phelps and the US 4×100 Freestyle Relay Team Taught Me About Debt

by That One Caveman on August 11, 2008

After “suffering” through a couple of hours of Olympic gymnastics with my wife, we finally got down to the good stuff: Swimming. After a night of close races and upsets, it looked like the favored French 4×100 freestyle relay team would take the gold in world record-crushing fashion. With the third leg complete [...]

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6 Months of Snowflakes = $800 Bonus Car Payment

by That One Caveman on July 21, 2008

Man, snowflakes can really pile up fast if you’re not paying attention! When I started squirreling money away from surveys, “found money”, and side income, I didn’t think it would ever amount to much – and that’s why snowflaking is so successful. Little by little, your snowflakes grow into a full-blown snowstorm to freeze [...]

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