One Caveman’s Financial Journey

Last week, my bank sent me new debit cards that I didn’t request or want. Ours weren’t set to expire until late next year, but these were forced upon us by our bank and replaced our existing cards. Why would they incur the extra expense of sending out replacement cards for cards that [...]

Update: I have posted a template for setting up your own snowball forecast.
Seeing the snow outside my window got me thinking about Dave Ramsey’s debt snowball concept. After all the reading I’ve done about snowballing one’s debt, I knew I was going to implement the same method in knocking out all of our non-mortgage [...]

Warning! This “Money Hack” takes a great amount of discipline and requires that you do not normally carry balances on your credit cards. Do not attempt this hack if you aren’t certain you can see it through to the end.
Update: I have noticed many individuals coming to this post searching for ways to make [...]