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	<title>Comments on: Build a Budget You Can Use</title>
	<atom:link href="http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/feed" rel="self" type="application/rss+xml" />
	<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html</link>
	<description>The journey of one young family out of debt and into building wealth</description>
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		<title>By: 23 Basic Budgeting Resources</title>
		<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/comment-page-1#comment-2786</link>
		<dc:creator>23 Basic Budgeting Resources</dc:creator>
		<pubDate>Wed, 15 Jul 2009 17:10:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=1088#comment-2786</guid>
		<description>[...] How to Build Your Personal Budget @One Caveman&#8217;s Financial Journey [...]</description>
		<content:encoded><![CDATA[<p>[...] How to Build Your Personal Budget @One Caveman&#8217;s Financial Journey [...]</p>
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		<title>By: David Stillwagon</title>
		<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/comment-page-1#comment-2323</link>
		<dc:creator>David Stillwagon</dc:creator>
		<pubDate>Fri, 08 May 2009 17:24:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=1088#comment-2323</guid>
		<description>With the way the economy is going, budgets are needed more than ever. You really put together a great article.
David</description>
		<content:encoded><![CDATA[<p>With the way the economy is going, budgets are needed more than ever. You really put together a great article.<br />
David</p>
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		<title>By: Top 5 Financial Financial Post Of The Week: Budgets, Credit Reports, &#38; Why You Suck - stumbleforward.com</title>
		<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/comment-page-1#comment-2321</link>
		<dc:creator>Top 5 Financial Financial Post Of The Week: Budgets, Credit Reports, &#38; Why You Suck - stumbleforward.com</dc:creator>
		<pubDate>Fri, 08 May 2009 14:04:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=1088#comment-2321</guid>
		<description>[...] One Caveman with Build A Budget You Can Use.  I am a big fan of budgets because they keep us accountable to are money and where it is going.  [...]</description>
		<content:encoded><![CDATA[<p>[...] One Caveman with Build A Budget You Can Use.  I am a big fan of budgets because they keep us accountable to are money and where it is going.  [...]</p>
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		<title>By: lulu</title>
		<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/comment-page-1#comment-2270</link>
		<dc:creator>lulu</dc:creator>
		<pubDate>Mon, 04 May 2009 19:17:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=1088#comment-2270</guid>
		<description>I have a budget that I have been using for a while now. It started off very complex since I was tracking every cent but over the months I have tweaked it. It still tracks every cent but not in as much detail as    before.

Most budget newbies tend to quit when the first attempt does not work...but my advice is to stick with it and soon it will become easier.

The zero based budget is a REALLY good idea...my overages go into an ING sub account called overages and then I use that money every couple of months to make a snowflake payment towards some debt.</description>
		<content:encoded><![CDATA[<p>I have a budget that I have been using for a while now. It started off very complex since I was tracking every cent but over the months I have tweaked it. It still tracks every cent but not in as much detail as    before.</p>
<p>Most budget newbies tend to quit when the first attempt does not work&#8230;but my advice is to stick with it and soon it will become easier.</p>
<p>The zero based budget is a REALLY good idea&#8230;my overages go into an ING sub account called overages and then I use that money every couple of months to make a snowflake payment towards some debt.</p>
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		<title>By: Carnival of Personal Finance: Birthdays Edition &#124; Weakonomi¢s</title>
		<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/comment-page-1#comment-2267</link>
		<dc:creator>Carnival of Personal Finance: Birthdays Edition &#124; Weakonomi¢s</dc:creator>
		<pubDate>Mon, 04 May 2009 11:22:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=1088#comment-2267</guid>
		<description>[...] One Caveman from One Caveman&#8217;s Financial Journey presents Build a Budget You Can Use, and says, &#8220;Building a budget doesn&#8217;t have to be a painful experience. A few hours [...]</description>
		<content:encoded><![CDATA[<p>[...] One Caveman from One Caveman&#8217;s Financial Journey presents Build a Budget You Can Use, and says, &#8220;Building a budget doesn&#8217;t have to be a painful experience. A few hours [...]</p>
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		<title>By: cheap chick</title>
		<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/comment-page-1#comment-2266</link>
		<dc:creator>cheap chick</dc:creator>
		<pubDate>Sun, 03 May 2009 22:43:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=1088#comment-2266</guid>
		<description>I used to hate budgets too. But I also hated spending money I didn&#039;t have. I dumped my credit cards except for one for EMERGENCIES. Cash or debit card only now.

I also looked carefully at &quot;regular&quot; expenses and decided to dump my AT&amp;T phone for a prepaid phone. Got a Tracfone for 30 bucks but it was kinda-sorta free since it came with 30 bucks worth of air time.

Now I budget my phone use by buying the amount of time I want, up front. I also got a double minutes card wich makes it an even better value.

There are some expenses that can be &quot;managed&quot; and those are the ones to budget.</description>
		<content:encoded><![CDATA[<p>I used to hate budgets too. But I also hated spending money I didn&#8217;t have. I dumped my credit cards except for one for EMERGENCIES. Cash or debit card only now.</p>
<p>I also looked carefully at &#8220;regular&#8221; expenses and decided to dump my AT&amp;T phone for a prepaid phone. Got a Tracfone for 30 bucks but it was kinda-sorta free since it came with 30 bucks worth of air time.</p>
<p>Now I budget my phone use by buying the amount of time I want, up front. I also got a double minutes card wich makes it an even better value.</p>
<p>There are some expenses that can be &#8220;managed&#8221; and those are the ones to budget.</p>
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		<title>By: Weekend Round Up - Thesis 1.5 &#124; Good Financial Cents by Jeff Rose Certified Financial Planner</title>
		<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/comment-page-1#comment-2261</link>
		<dc:creator>Weekend Round Up - Thesis 1.5 &#124; Good Financial Cents by Jeff Rose Certified Financial Planner</dc:creator>
		<pubDate>Sun, 03 May 2009 16:02:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=1088#comment-2261</guid>
		<description>[...] Build a Budget You Can Use. Step by step guide to building a budget at One Caveman. [...]</description>
		<content:encoded><![CDATA[<p>[...] Build a Budget You Can Use. Step by step guide to building a budget at One Caveman. [...]</p>
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		<title>By: How I Messed Up In April Links Edition &#124; Financial Independence in Your 20s &#124; Studenomics</title>
		<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/comment-page-1#comment-2260</link>
		<dc:creator>How I Messed Up In April Links Edition &#124; Financial Independence in Your 20s &#124; Studenomics</dc:creator>
		<pubDate>Sun, 03 May 2009 15:25:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=1088#comment-2260</guid>
		<description>[...] Caveman&#8217;s Financial Journey talks about building a budget you can use. There are so many budgeting tips available online that is difficult to determine which ones would [...]</description>
		<content:encoded><![CDATA[<p>[...] Caveman&#8217;s Financial Journey talks about building a budget you can use. There are so many budgeting tips available online that is difficult to determine which ones would [...]</p>
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		<title>By: Roundup - Outliers Edition &#124; Cash Money Life</title>
		<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/comment-page-1#comment-2258</link>
		<dc:creator>Roundup - Outliers Edition &#124; Cash Money Life</dc:creator>
		<pubDate>Sun, 03 May 2009 12:22:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=1088#comment-2258</guid>
		<description>[...] Build a Budget You Can Use. Step by step guide to building a budget. [...]</description>
		<content:encoded><![CDATA[<p>[...] Build a Budget You Can Use. Step by step guide to building a budget. [...]</p>
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		<title>By: Dawn</title>
		<link>http://www.thatonecaveman.com/2009/05/how-to-build-a-personal-budget.html/comment-page-1#comment-2252</link>
		<dc:creator>Dawn</dc:creator>
		<pubDate>Fri, 01 May 2009 16:46:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=1088#comment-2252</guid>
		<description>I hope your month goes well!  I keep mine in a spreadsheet that I update.  I like having a budget, for me it takes out the fear.  I remember when I was younger and sort of living paycheck to paycheck, not knowing when bills were going to come in and swamp me.  *shudder* I never want to go back to that again.</description>
		<content:encoded><![CDATA[<p>I hope your month goes well!  I keep mine in a spreadsheet that I update.  I like having a budget, for me it takes out the fear.  I remember when I was younger and sort of living paycheck to paycheck, not knowing when bills were going to come in and swamp me.  *shudder* I never want to go back to that again.</p>
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