From the monthly archives:

January 2009

Save Monthly In a Refinance by “Resetting the Clock”

by That One Caveman on January 19, 2009

Friday, my wife and I signed the paperwork for our mortgage refinance. We are consolidating our mortgage (originally at 6%) and our home equity loan (at 8.375%) into one 30-year fixed 4.875% mortgage. But since this wasn’t a “streamline refinance,” I was required to start the 30-year clock over again.
At first I was [...]

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Buying In Bulk Isn’t Always the Best Option

by That One Caveman on January 15, 2009

This past weekend when I went shopping for diapers for my new daughter, I came upon a wall of packs of diapers of varying quantities and brands and prices. It was an overwhelming sight.
Our diaper brand of choice is Pampers, so I focused on those packs. The three sizes were appropriately priced:

Size
Price
Unit Price

78-pack
$18.99
$0.2435

100-pack
$19.99
$0.1999

152-pack
$29.99
$0.1973

But [...]

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