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	<title>Comments on: Help For a Reader &#8211; How to Pay For School</title>
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	<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html</link>
	<description>The journey of one young family out of debt and into building wealth</description>
	<lastBuildDate>Wed, 17 Feb 2010 16:36:11 -0800</lastBuildDate>
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		<title>By: miss ellie</title>
		<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html/comment-page-1#comment-2112</link>
		<dc:creator>miss ellie</dc:creator>
		<pubDate>Thu, 05 Feb 2009 02:23:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=844#comment-2112</guid>
		<description>if her grades are high enough, she should look into an honors program at her school. im in the one at eastern kentucky and they pay for books, and part of tuition. i dont know if helps her but i know that it really helps me with out costing a fortune.</description>
		<content:encoded><![CDATA[<p>if her grades are high enough, she should look into an honors program at her school. im in the one at eastern kentucky and they pay for books, and part of tuition. i dont know if helps her but i know that it really helps me with out costing a fortune.</p>
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		<title>By: dogatemyfinances</title>
		<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html/comment-page-1#comment-2033</link>
		<dc:creator>dogatemyfinances</dc:creator>
		<pubDate>Fri, 02 Jan 2009 17:51:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=844#comment-2033</guid>
		<description>State school or not, you need a more useful major.  Those jobs are scarce and impossible today.

If you insist on an English major, you could tack on a business minor or a stat minor or something.  There are many things that make you more appealing to more general business than classics.

Think about the future of media.  I&#039;ll give you a hint.  It&#039;s not the old monolithic publishing model.  You need more versatile skills.</description>
		<content:encoded><![CDATA[<p>State school or not, you need a more useful major.  Those jobs are scarce and impossible today.</p>
<p>If you insist on an English major, you could tack on a business minor or a stat minor or something.  There are many things that make you more appealing to more general business than classics.</p>
<p>Think about the future of media.  I&#8217;ll give you a hint.  It&#8217;s not the old monolithic publishing model.  You need more versatile skills.</p>
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		<title>By: Drew</title>
		<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html/comment-page-1#comment-1939</link>
		<dc:creator>Drew</dc:creator>
		<pubDate>Sun, 14 Dec 2008 01:35:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=844#comment-1939</guid>
		<description>According to US News annual college rankings Miami is ranked 51 (hardly brand name). So why not transfer to SUNY--Binghamton (Ranked 77) where in state tuition is only 6k. I doubt anyone in NY is going to give you any more respect for U of M than SUNY - Binghamton, also I&#039;m sure it will be easier to get in with an NY publishing firm if you are in their state.</description>
		<content:encoded><![CDATA[<p>According to US News annual college rankings Miami is ranked 51 (hardly brand name). So why not transfer to SUNY&#8211;Binghamton (Ranked 77) where in state tuition is only 6k. I doubt anyone in NY is going to give you any more respect for U of M than SUNY &#8211; Binghamton, also I&#8217;m sure it will be easier to get in with an NY publishing firm if you are in their state.</p>
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		<title>By: Grn Panda</title>
		<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html/comment-page-1#comment-1938</link>
		<dc:creator>Grn Panda</dc:creator>
		<pubDate>Sat, 13 Dec 2008 19:50:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=844#comment-1938</guid>
		<description>I agree with Melissa that you should considering waiting to get in-state rates. Perhaps you can do your basics at the local cc until you&#039;re in-state. 

On the other side of the coin, can you do some classes  through telecourses/internet until you get instate?

Start freelancing as much as possible if you don&#039;t qualify for work-study. Spread th word among your professors and see if they have any contacts for jobs or projects. By letting them know, they may also see if you can qualify for a little known scholarship. Just keep working on it. Don&#039;t just accept the huge debt.
At the very least, it doesn&#039;t hurt to ask. 

You need to put some income to reduce your debt.

Wish you well!</description>
		<content:encoded><![CDATA[<p>I agree with Melissa that you should considering waiting to get in-state rates. Perhaps you can do your basics at the local cc until you&#8217;re in-state. </p>
<p>On the other side of the coin, can you do some classes  through telecourses/internet until you get instate?</p>
<p>Start freelancing as much as possible if you don&#8217;t qualify for work-study. Spread th word among your professors and see if they have any contacts for jobs or projects. By letting them know, they may also see if you can qualify for a little known scholarship. Just keep working on it. Don&#8217;t just accept the huge debt.<br />
At the very least, it doesn&#8217;t hurt to ask. </p>
<p>You need to put some income to reduce your debt.</p>
<p>Wish you well!</p>
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		<title>By: frugalscholar</title>
		<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html/comment-page-1#comment-1937</link>
		<dc:creator>frugalscholar</dc:creator>
		<pubDate>Sat, 13 Dec 2008 15:00:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=844#comment-1937</guid>
		<description>I may be late to the party, but if your parents really won&#039;t contribute to your schooling, you can emancipate yourself and get aid based on your own meager income.

Also, publishing is not the only choice for English majors! English majors tend to be good writers and hence are in demand for public relations, professional writing in all fields, etc.</description>
		<content:encoded><![CDATA[<p>I may be late to the party, but if your parents really won&#8217;t contribute to your schooling, you can emancipate yourself and get aid based on your own meager income.</p>
<p>Also, publishing is not the only choice for English majors! English majors tend to be good writers and hence are in demand for public relations, professional writing in all fields, etc.</p>
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		<title>By: JK</title>
		<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html/comment-page-1#comment-1936</link>
		<dc:creator>JK</dc:creator>
		<pubDate>Sat, 13 Dec 2008 14:49:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=844#comment-1936</guid>
		<description>I meant to add stress and money after MASSIVE...ah well</description>
		<content:encoded><![CDATA[<p>I meant to add stress and money after MASSIVE&#8230;ah well</p>
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		<title>By: JK</title>
		<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html/comment-page-1#comment-1935</link>
		<dc:creator>JK</dc:creator>
		<pubDate>Sat, 13 Dec 2008 14:48:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=844#comment-1935</guid>
		<description>Sounds like you are causing your self a MASSIVE amount of going to an out of state school. 
I&#039;m sure your state (New york??) has plenty of fine schools for you to attend at a fraction of the price to boot.
I think it would be MORE responsible for your boyfriends sake to go to a school in your state. If you two are planning on getting married he will acquire your massive debt. If you don&#039;t marry then you have wasted tons of money for nothing. What year are you in right now? 
All I can tell you is to work and save at least 10% of your income. You sound like a smart girl and I&#039;m sure that you could go to school for nearly free in your own state.</description>
		<content:encoded><![CDATA[<p>Sounds like you are causing your self a MASSIVE amount of going to an out of state school.<br />
I&#8217;m sure your state (New york??) has plenty of fine schools for you to attend at a fraction of the price to boot.<br />
I think it would be MORE responsible for your boyfriends sake to go to a school in your state. If you two are planning on getting married he will acquire your massive debt. If you don&#8217;t marry then you have wasted tons of money for nothing. What year are you in right now?<br />
All I can tell you is to work and save at least 10% of your income. You sound like a smart girl and I&#8217;m sure that you could go to school for nearly free in your own state.</p>
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		<title>By: Weekly Round Up: Enjoying Orlando &#8212; Green Panda Treehouse</title>
		<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html/comment-page-1#comment-1934</link>
		<dc:creator>Weekly Round Up: Enjoying Orlando &#8212; Green Panda Treehouse</dc:creator>
		<pubDate>Sat, 13 Dec 2008 14:42:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=844#comment-1934</guid>
		<description></description>
		<content:encoded><![CDATA[<p>[...]  How to Pay For School [...]</p>
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		<title>By: DK</title>
		<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html/comment-page-1#comment-1933</link>
		<dc:creator>DK</dc:creator>
		<pubDate>Sat, 13 Dec 2008 13:43:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=844#comment-1933</guid>
		<description>When you say &quot;name brand&quot; school, I think Harvard or Yale.  Going 180K into debt for University of Miami rather than under 80K for [insert your in-state flagship school here] is not going to substantially affect your job interview chances whatsoever.

Plus, most publishing jobs will be in unaffordable cities where you&#039;ll be lucky to clear $1800 /month after state taxes on that $30K salary.  You will likely get in a cycle of increasing credit card debt after graduation if you only have $200 per month for non-student loan expenses.  Rent will be 2-8x that in most cities.

Think carefully!</description>
		<content:encoded><![CDATA[<p>When you say &#8220;name brand&#8221; school, I think Harvard or Yale.  Going 180K into debt for University of Miami rather than under 80K for [insert your in-state flagship school here] is not going to substantially affect your job interview chances whatsoever.</p>
<p>Plus, most publishing jobs will be in unaffordable cities where you&#8217;ll be lucky to clear $1800 /month after state taxes on that $30K salary.  You will likely get in a cycle of increasing credit card debt after graduation if you only have $200 per month for non-student loan expenses.  Rent will be 2-8x that in most cities.</p>
<p>Think carefully!</p>
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		<title>By: VOR</title>
		<link>http://www.thatonecaveman.com/2008/12/all-of-lifes-choices-have-consequences.html/comment-page-1#comment-1932</link>
		<dc:creator>VOR</dc:creator>
		<pubDate>Sat, 13 Dec 2008 13:06:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thatonecaveman.com/?p=844#comment-1932</guid>
		<description>Chelsey- 
Sounds like you are definetelly locked into UM due to many reasons.
Just a thought, Forget about the double major.
Try to get a full time job that may pay for some college benefits and finish up one of your degrees part time.
Nothing will stope you from pursuing your passion for education while your BF is in Med School

Take a step back &amp; refocus.</description>
		<content:encoded><![CDATA[<p>Chelsey-<br />
Sounds like you are definetelly locked into UM due to many reasons.<br />
Just a thought, Forget about the double major.<br />
Try to get a full time job that may pay for some college benefits and finish up one of your degrees part time.<br />
Nothing will stope you from pursuing your passion for education while your BF is in Med School</p>
<p>Take a step back &amp; refocus.</p>
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