One Caveman’s Financial Journey

This year, in addition to giving children candy, we have some mini Play-Doh containers to give away. Remembering all the fun times I had playing with that colored dough as a child (and as an adult), I figured these would be valued much higher than unmemorable, gone-in-a-second, character-less candy.
Last year, we dressed up our [...]

If you haven’t heard already, the Fed dropped their key interest rate yesterday by 0.5%.  Now it’s hovering at 1%.  Since this number directly affects the amount of money a bank can make with loans to other banks, they are usually swift to lower the interest rate they offer to account holders on their savings [...]

Since the beginning of the year, I’ve been obsessed with my net worth and how it changes from month-to-month. I checked my 401(k) hourly and adjusted my month-end balance forecasts every week. I meticulously analyzed every dollar entering and leaving my accounts. And I came to a conclusion: My “net worth” doesn’t [...]

Out of curiosity, I peeked through our recent transactions in Quicken and compared them to my paychecks for the same period.  I came to a startling (but unsurprising) conclusion: If we weren’t carrying all this debt, we could live more than comfortably on my income alone and would be able to save plenty for retirement, [...]