The Cost Savings of Biking to Work

After nearly a month of waiting for the weather to cooperate, I finally was able to ride my bike to work this morning. I still haven’t saved up enough to buy my own bike, so I’m riding one I borrowed. So far I have purchased a helmet, a safety light so other drivers [...]

A Raise Can Put You in Debt If You’re Not Careful

Last night, my wife approached me with some bad news: The checking account is running dangerously low, even though I was just paid yesterday. “How in the world could that be?” I nervously asked.
“Your credit card bill took more than half of it, the car payment is due soon, and we have $250 in [...]

The Ball and Chain of Debt

I was analyzing our overall expenses this weekend and I was amazed at how much of my salary goes toward paying debt. Each month, after withholding for taxes, insurance, and my 401(k), I bring home $4,300. Over that same period, the car loan, student loans, home equity loan, and mortgage bleed away $1,700. [...]

Friday Link Love - Didn’t Get Fooled Edition

I think I may be getting a little cynical in my “old age,” but this year’s “crop” of April Fools’ pranks left me wanting. Ever since the explosion of the web and blogging, it appears people are simply trying too hard to pull off a good joke. In all, I was very disappointed [...]