Unexcused Absence

It’s been two weeks to the day since I last posted about watching the utility company walk away with my hard-earned money. I have to say, that was a very demoralizing day. After dealing with that fiscal blow, I just didn’t feel like doing any writing on top of my normal daily efforts.
Then, [...]

Bank Account Running Low and 1 Week Until Payday… All Thanks To the Power Company

This is getting crazy! Even with meticulously tracking our spending, we’re still coming up short.
Just a couple days ago, we received our gas and electric bills for December. OUCH! It was a very cold December, with the month averaging 35 degrees Fahrenheit. Even with keeping our thermostat at 68, our combined [...]

Speed-Reading Your Way to Personal and Financial Freedom

In my zeal to learn everything I can about personal finance, business building, consulting, computer languages, etc, I have purchased many books and checked out even more from the library. I have found myself getting bogged down and even being forced to return books to the library before I’ve even opened them. It’s [...]

Expense Report Spreadsheet Uploaded

I have finally uploaded the first version of the Expense Report spreadsheet. It’s not much, yet, but with your input and suggestions, I will definitely make improvements.
The goal of this spreadsheet is simple: Input every single cent that leaves your person. In order to get accurate data, you must track every single penny [...]